Algorithmic Impact Assessment - Repayment Assistance Plan – Enhanced Verification Model

When Canada Student Loan borrowers experience difficulty repaying their loan, the Government of Canada can help them manage their payments through:

• The Repayment Assistance Plan (RAP); and
• The Repayment Assistance Plan for Borrowers with Disabilities (RAP-D)

Borrowers can apply for RAP or RAP-D six months after their study period ends, or anytime while they are paying back their loan. RAP and RAP-D benefits are approved for six months at a time, and borrowers must re-apply every six months to continue receiving these benefits.

As of November 2023, the Canada Student Financial Assistance Program (CSFA Program) is working with the Canada Revenue Agency to increase security and accountability around eligibility and fraud prevention. The CSFA Program and CRA use a risk-based sampling methodology to identify borrowers whose personal information may require further validation, sharing and comparing the following:

• Social Insurance Number
• Date of Birth
• First and Last Name
• Income
• Marital status
• Number of dependants

If the information in their RAP application matches the CRA's taxpayer information, the application will be processed. The borrower will be evaluated for eligibility, and if approved, their payment requirements will be calculated.

If there are discrepancies between their RAP application information and the CRA’s taxpayer information, borrowers will be notified that they need to provide supporting documentation to explain the discrepancies. Once all supporting documentation is received, the NSLSC will process the application, the borrower will be evaluated for eligibility, and if approved, their payment requirements will be calculated.

Please note: This method of verifying borrowers’ RAP application data does not change RAP or RAP-D eligibility, nor does it determine which borrowers can apply for RAP or RAP-D. It is designed only to verify the information borrowers provide on their RAP/RAP-D applications against an authoritative source (i.e., CRA taxpayer information). If borrowers have concerns about a RAP application decision, they may ask for a reconsideration or a re-adjudication of their RAP application.

Datasets available for download

• RAP_EVM_AIA_ENPDF
  To Download

  • More information
  • Go to resource
• RAP_EVM_AIA_FRPDF
  To Download

  • More information
  • Go to resource
• RAP-EVM_ENJSON
  To Download

  • More information
  • Go to resource
• RAP-EVM_FRJSON
  To Download

  • More information
  • Go to resource

• Algorithmic Impact...
• Assessment
• Canada Student...
• Canada Student...
• Education and Training
• Government and Politics
• Repayment Assistance Plan

Additional Info

• Maturity Level 1 (46%)
• Maturity Level 2 (23%)
• Maturity Level 3 (0%)
• Maturity Level 4 (0%)
• Maturity Level 5 (0%)
• Maturity Level 6 (0%)

Field	Value
Last Updated	October 20, 2025, 02:31 (UTC)
Created	October 20, 2025, 02:31 (UTC)
Domain / Topic Domain or topic of the dataset being cataloged.
Title Title for the Dataset.	Algorithmic Impact Assessment - Repayment Assistance Plan – Enhanced Verification Model
Description A description of the dataset.	When Canada Student Loan borrowers experience difficulty repaying their loan, the Government of Canada can help them manage their payments through: The Repayment Assistance Plan (RAP); and The Repayment Assistance Plan for Borrowers with Disabilities (RAP-D) Borrowers can apply for RAP or RAP-D six months after their study period ends, or anytime while they are paying back their loan. RAP and RAP-D benefits are approved for six months at a time, and borrowers must re-apply every six months to continue receiving these benefits. As of November 2023, the Canada Student Financial Assistance Program (CSFA Program) is working with the Canada Revenue Agency to increase security and accountability around eligibility and fraud prevention. The CSFA Program and CRA use a risk-based sampling methodology to identify borrowers whose personal information may require further validation, sharing and comparing the following: Social Insurance Number Date of Birth First and Last Name Income Marital status Number of dependants If the information in their RAP application matches the CRA's taxpayer information, the application will be processed. The borrower will be evaluated for eligibility, and if approved, their payment requirements will be calculated. If there are discrepancies between their RAP application information and the CRA’s taxpayer information, borrowers will be notified that they need to provide supporting documentation to explain the discrepancies. Once all supporting documentation is received, the NSLSC will process the application, the borrower will be evaluated for eligibility, and if approved, their payment requirements will be calculated. Please note: This method of verifying borrowers’ RAP application data does not change RAP or RAP-D eligibility, nor does it determine which borrowers can apply for RAP or RAP-D. It is designed only to verify the information borrowers provide on their RAP/RAP-D applications against an authoritative source (i.e., CRA taxpayer information). If borrowers have concerns about a RAP application decision, they may ask for a reconsideration or a re-adjudication of their RAP application.
Tags / Keywords Keywords/tags categorizing the dataset.	Algorithmic Impact... Assessment Canada Student... Canada Student... Education and Training Government and Politics Repayment Assistance Plan
Format (CSV, XLS, TXT, PDF, etc) File format of the dataset.
Dataset Size Dataset size in megabytes.
Metadata Identifier Metadata identifier – can be used as the unique identifier for catalogue entry
Published Date Published date of the dataset.	2025-05-15
Time Period Data Span (start date) Start date of the data in the dataset.
Time Period Data Span (end date) End date of time data in the dataset.
GeoSpatial Area Data Span A spatial region or named place the dataset covers.

Field	Value
Access category Type of access granted for the dataset (open, closed, service, etc).
License License used to access the dataset.	Open Government Licence - Canada
Limits on use Limits on use of data.
Location Location of the dataset.	https://open.canada.ca/data/en/dataset/d24ae2dd-8399-4b49-8441-3e0318aaf69a
Data Service Data service for accessing a dataset.
Owner Owner of the dataset.	Employment and Social Development Canada | Emploi et Développement social Canada
Contact Point Who to contact regarding access?
Contact Point Email The email to contact regarding access?
Publisher Publisher of the dataset.
Publisher Email Email of the publisher.
Author Author of the dataset.
Author Email Email of the author.
Accessed At Date the data and metadata was accessed.

Field	Value
Identifier Unique identifier for the dataset.
Language Language(s) of the dataset
Link to dataset description A URL to an external document describing the dataset.
Persistent Identifier Data is identified by a persistent identifier.
Globally Unique Identifier Data is identified by a persistent and globally unique identifier.
Contains data about individuals Does the data hold data about individuals?
Contains data about identifiable individuals Does the data hold identifiable data about individual?
Contains Indigenous Data Does the data hold data about Indigenous communities?
Portal Type Platform type of the source portal.

Field	Value
Version Version of the datatset	None
Source Source of the dataset.	None
Version notes Version notes about the dataset.
Is version of another dataset Link to dataset that it is a version of.
Other versions Link to datasets that are versions of it.
Provenance Text Provenance Text of the data.
Provenance URL Provenance URL of the data.
Temporal resolution Describes how granular the date/time data in the dataset is.
GeoSpatial resolution in meters Describes how granular (in meters) geospatial data is in the dataset.
GeoSpatial resolution (in regions) Describes how granular (in regions) geospatial data is in the dataset.

Field	Value
Indigenous Community Permission Who holds the Indigenous Community Permission. Who to contact regarding access to a dataset that has data about Indigenous communities.
Community Permission Community permission (who gave permission).
The Indigenous communities the dataset is about Indigenous communities from which data is derived.

Field	Value
Number of data rows If tabular dataset, total number of rows.
Number of data columns If tabular dataset, total number of unique columns.
Number of data cells If tabular dataset, total number of cells with data.
Number of data relations If RDF dataset, total number of triples.
Number of entities If RDF dataset, total number of entities.
Number of data properties If RDF dataset, total number of unique properties used by the triples.
Data quality Describes the quality of the data in the dataset.
Metric for data quality A metric used to measure the quality of the data, such as missing values or invalid formats.

Please login or register to comment.