Share of New Mortgage Holders with Credit Score Below 660

The share of new mortgage loans that are held by borrowers with a credit score of less than 660. The data are organized by fiscal quarter for Canada, the provinces and select Census Metropolitan Areas (CMAs). This table gives lenders and housing finance professionals an overview of mortgage loan activity in Canada.

Note: Data timeline is from 2012 Q3 to 2023.

Source: Equifax Canada

Datasets available for download

Additional Info

Field Value
Last Updated August 23, 2024, 17:40 (UTC)
Created July 3, 2023, 01:53 (UTC)
Domain / Topic
Domain or topic of the dataset being cataloged.
Housing
Format (CSV, XLS, TXT, PDF, etc)
File format of the dataset.
.xlsx - application/vnd.openxmlformats-officedocument.spreadsheetml.sheet
Dataset Size
Dataset size in megabytes.
Metadata Identifier
Metadata identifier – can be used as the unique identifier for catalogue entry
Published Date
Published date of the dataset.
2023-05-17
Time Period Data Span (start date)
Start date of the data in the dataset.
2012-09-01
Time Period Data Span (end date)
End date of time data in the dataset.
2023-03-01
GeoSpatial Area Data Span
A spatial region or named place the dataset covers.
Canada
Field Value
Access category
Type of access granted for the dataset (open, closed, service, etc).
Open
Limits on use
Limits on use of data.
You are entitled to copy, download and print any content for your own personal use but you may not otherwise, copy, modify, rent, lease, loan, sell, redistribute, republish or reproduce, in whole or in part, any such content in any manner including electronic reproduction by “uploading” or “downloading,” or create any derivative works based on such content, without CMHC’s prior written consent. For specific terms and conditions, check: https://www.cmhc-schl.gc.ca/en/about-us/terms-conditions
Location
Location of the dataset.
https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-data/data-tables/mortgage-and-debt/share-new-mortgage-holders-with-credit-score-below-660
Data Service
Data service for accessing a dataset.
Owner
Owner of the dataset.
Canada Mortgage and Housing Corporation (CMHC)
Contact Point
Who to contact regarding access?
contactcentre@cmhc.ca
Publisher
Publisher of the dataset.
Publisher Email
Email of the publisher.
Author
Author of the dataset.
Canada Mortgage and Housing Corporation (CMHC)
Author Email
Email of the author.
contactcentre@cmhc.ca
Accessed At
Date the data and metadata was accessed.
2023-07-02
Field Value
Identifier
Unique identifier for the dataset.
Language
Language(s) of the dataset
English
Link to dataset description
A URL to an external document describing the dataset.
https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-data/data-tables/mortgage-and-debt/share-new-mortgage-holders-with-credit-score-below-660
Persistent Identifier
Data is identified by a persistent identifier.
Yes
Globally Unique Identifier
Data is identified by a persistent and globally unique identifier.
No
Contains data about individuals
Does the data hold data about individuals?
No
Contains data about identifiable individuals
Does the data hold identifiable data about individual?
No
Contains Indigenous Data
Does the data hold data about Indigenous communities?
N/A
Field Value
Version
Version of the datatset
2023-05-17
Source
Source of the dataset.
https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-data/data-tables/mortgage-and-debt/share-new-mortgage-holders-with-credit-score-below-660
Version notes
Version notes about the dataset.
Is version of another dataset
Link to dataset that it is a version of.
Other versions
Link to datasets that are versions of it.
Provenance Text
Provenance Text of the data.
Provenance URL
Provenance URL of the data.
Temporal resolution
Describes how granular the date/time data in the dataset is.
Quarterly
GeoSpatial resolution in meters
Describes how granular (in meters) geospatial data is in the dataset.
GeoSpatial resolution (in regions)
Describes how granular (in regions) geospatial data is in the dataset.
City
Field Value
Indigenous Community Permission
Who holds the Indigenous Community Permission. Who to contact regarding access to a dataset that has data about Indigenous communities.
Community Permission
Community permission (who gave permission).
The Indigenous communities the dataset is about
Indigenous communities from which data is derived.
Field Value
Number of data rows
If tabular dataset, total number of rows.
Number of data columns
If tabular dataset, total number of unique columns.
Number of data cells
If tabular dataset, total number of cells with data.
Number of data relations
If RDF dataset, total number of triples.
Number of entities
If RDF dataset, total number of entities.
Number of data properties
If RDF dataset, total number of unique properties used by the triples.
Data quality
Describes the quality of the data in the dataset.
Metric for data quality
A metric used to measure the quality of the data, such as missing values or invalid formats.

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